Last updated: September 2026 — James Wilson, Karinbjorkquist

Terms of Use

1. Acceptance of Terms

By accessing and using karinbjorkquist.se (hereinafter referred to as "the Website"), you agree to be bound by these Terms of Use in their entirety. If you do not agree with any part of these terms, you must immediately cease using the Website. James Wilson, the author and editor of karinbjorkquist.se, reserves the right to modify these terms at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the revised Terms of Use.

2. Informational Purpose Only

karinbjorkquist.se is an informational website dedicated to reviewing and discussing online casinos that operate utan bankid (without Swedish bank identification). All content published on the Website, including but not limited to reviews, comparisons, guides, and recommendations, is provided solely for informational and educational purposes. The Website does not promote, encourage, or endorse gambling or the use of any specific gambling platform.

James Wilson and karinbjorkquist.se do not provide gambling services, accept wagers, facilitate transactions, or operate as a gambling operator in any capacity. The Website serves exclusively as a resource for consumers seeking information about available options in the online casino market.

3. Your Money Your Life (YMYL) Disclaimer

IMPORTANT: The information contained on karinbjorkquist.se is not financial advice, legal advice, medical advice, or professional consultation of any kind. Content published on the Website should not be considered a substitute for professional financial or legal guidance from qualified professionals licensed in your jurisdiction.

While James Wilson strives to provide accurate and reliable information, karinbjorkquist.se makes no warranty or representation regarding the accuracy, completeness, or timeliness of any content. The gambling industry is subject to rapid changes in regulations, licensing status, and operator practices. Users are solely responsible for verifying all information independently before making any decisions related to gambling activities.

4. Age Restriction – 18+ Only

karinbjorkquist.se is strictly intended for individuals aged 18 years or older. By using the Website, you represent and warrant that you are at least 18 years of age and legally capable of entering into binding agreements. If you are under 18, you must immediately discontinue all use of the Website. James Wilson and karinbjorkquist.se assume no responsibility for unauthorized access by minors.

5. No Liability and Disclaimers

To the fullest extent permitted by applicable law, James Wilson, karinbjorkquist.se, and all associated entities disclaim any and all liability for:

Your use of karinbjorkquist.se is at your own risk. James Wilson provides no guarantees regarding the reliability, safety, or legitimacy of any casino, operator, or service reviewed on the Website.

6. Intellectual Property Rights

All content published on karinbjorkquist.se, including but not limited to text, graphics, logos, images, reviews, articles, and compilations, is the exclusive property of James Wilson or is used with appropriate permission. This content is protected by applicable copyright and intellectual property laws throughout Sweden and internationally.

You are granted a limited, non-exclusive, non-transferable license to view and use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, transmit, display, or otherwise use any content from karinbjorkquist.se without express written permission from James Wilson. Unauthorized use of Website content constitutes copyright infringement and may result in legal action.

7. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law principles. Any legal action or proceeding arising from or related to these terms or your use of karinbjorkquist.se shall be exclusively subject to the jurisdiction of the Swedish courts.

8. Contact Information

For questions regarding these Terms of Use or the content of karinbjorkquist.se, please contact James Wilson through the contact information provided on the Website.

Last Updated: 2026